Credits of up to € 50,000 to buy diamonds
Next, we show you some of the best credits in the market to buy diamonds at the best price and in the most comfortable and fastest way.
Credit cards to buy diamonds
Diamonds are the most expensive jewelry today, although we can find ourselves in the market with different models and types that do not have to have a price as high as we imagine. In any case, credit cards, like the following, can be a good financial instrument to buy diamonds :
We have chosen the cards as one of the best methods to buy diamonds for various reasons, although we must be aware that we will have to overcome certain requirements that the issuer requires to be able to dispose of it.
First, because they allow us to have certain amounts of money on credit in a matter of minutes, that is, they are quick and convenient. Secondly, because we can reimburse the capital that we have used in two different ways depending on our needs and preferences: on the one hand, through the total payment with which we will return the money at the beginning of the following month without any extra cost; and, on the other hand, in monthly installments with interest, that is, we can return the capital comfortably paying an additional cost.
Advantageous personal loans to buy diamonds
If we do not have a credit card, we can also request a personal loan hotel-rio-de-janeiro.net/buzios/ with which we can get up to 50,000 euros within 48 hours and return it in comfortable monthly installments :
If we want to finance the purchase of a diamond, personal loans, like the ones shown previously, can be a good solution, since they allow us to obtain large amounts of money, in a matter of hours and, generally, with a totally online process.
When choosing a consumer credit or other we should look at several aspects to know if we are facing an advantageous or not:
- The amount they allow us to access, because if they offer us an amount lower than we need, it will be better not to hire them and if they only offer us higher amounts than we need, it is also not appropriate that we ask for it because they will generate more interest on the capital owed.
- The deadline: it is essential that we make sure that the term we choose is adapted to our situation and needs, that is, when choosing the time in which we will repay the loan money, we must be completely sure that our economy will allow fulfilling all the conditions of the contract. Also, we must also bear in mind that the longer the repayment term, the more interest will be generated. However, it will always be preferable to pay more interest than to fall into default.
- The cost : when choosing a credit, we must know the cost we will pay for the money and for that it is advisable to look at the variable TAE (Annual Rate Equivalent) that includes all the expenses that a personal loan may have, such as interest, the commissions, the hiring of linked products, etc.
- Flexibility: finally, it is important that we have other aspects in mind such as the flexibility and the services that can facilitate us with the loan such as early repayment, extension, grace periods, etc.
If we have these aspects present, we can probably make an optimal and adequate contracting of our loan. In addition, the greater our knowledge, the fewer options we will have to make a wrong decision.
What kind of diamonds are there?
There are several types of diamonds, although it should be noted that the perfect crystallographically and chemically speaking is the transparent, that is, the one that has nothing of color.
However, although it is the “perfect” diamond, those who have imperfections or strange colors are much more sought after, since they are scarce. In return, we can find and finance other less exclusive ones that are cataloged according to the color they have (or totally colorless or polarized:
- Near colorless
- Slightly colorless
- Very light yellow
- Light yellow
The differences between each type are very difficult to appreciate, especially in the case of the first three types, since the different colors are very similar to the naked eye.
The average price of diamonds
It is complicated to establish an average price when we talk about diamonds, since, as we have said, there are a large number of them that differ according to size (finish and shape), unit of measurement, color, and purity.
However, in the current market, we can find diamonds for a wide variety of economic levels. The fundamental thing, in any case, is that the diamond we decide to buy is certified and authentic.